Terms of Service.">

TERMS OF SERVICE

Effective Date: November 7th 2026

These Terms of Service ("Terms") are a binding agreement between you and Mymed Solutions Ltd ("Medikoz", "we", "us", "our"), a company registered in Uganda. They govern your use of the Medikoz mobile apps, the website at mymedikoz.com, the health forum, our portals and any related services (together, the "Services"). Please read them carefully. By creating an account, ticking a box to accept, or using the Services, you confirm that you have read, understood and agree to these Terms and to our Privacy Policy. If you do not agree, do not use the Services.

1. Definitions

2. What Medikoz Is and Is Not

Medikoz is a technology platform. It helps you store and organise your health records, track your health, find and book Providers, order lab tests, manage dependants and share information with people you choose.

3. Medical Information and Meli AI

4. Providers

5. Eligibility and Accounts

6. Your Content

7. Acceptable Use

You agree not to, and not to help anyone else to:

We may investigate breaches of this section, remove Content, suspend or close accounts, and report unlawful activity to the authorities.

8. Fees, Payments and Refunds

9. Lab Tests and Home Sample Collection

10. Insurance Claims

Medikoz lets you send claim information and documents to your insurer. We are not an insurer, broker or agent and do not advise on insurance. Your insurer alone decides whether to accept, query or pay a claim and how much to pay. We are not responsible for an insurer's decision or delay.

11. Intellectual Property

The Services, including our software, design, text, graphics, logos and the Medikoz name, belong to Mymed Solutions Ltd or our licensors and are protected by law. We give you a personal, non-transferable, revocable right to use the Services for their intended purpose under these Terms. You may not use our name or logos without our written permission.

12. Third-Party Services and Links

The Services rely on and may link to third-party services (such as app stores, payment, messaging, video call, mapping and AI providers). We do not control them and are not responsible for their content, availability or practices. Your use of them may be subject to their own terms.

13. Availability and Changes to the Services

We work to keep the Services secure and available, but they are provided over the internet and mobile networks we do not control. We do not promise that the Services will always be available, uninterrupted, timely or error-free, or that data will never be lost; keep copies of important documents. We may change, suspend or discontinue any feature, with notice where reasonably possible.

14. Disclaimer of Warranties

To the fullest extent permitted by Ugandan law, the Services are provided "as is" and "as available", and we exclude all warranties, conditions and representations not expressly stated in these Terms, including any implied warranties of fitness for a particular purpose, accuracy or non-infringement. This does not affect any rights you have by law that cannot be excluded.

15. Limitation of Liability

16. Indemnity

To the extent permitted by law, you agree to compensate Medikoz, its directors, employees and partners for any claims, losses, damages, costs and reasonable legal fees arising from your breach of these Terms, your misuse of the Services, Content you add, or your breach of any law or of anyone else's rights.

17. Events Beyond Our Control

We are not responsible for any failure or delay caused by events beyond our reasonable control, including power or network outages, failures of cloud, payment or messaging providers, cyber attacks, natural disasters, epidemics, civil unrest or government action.

18. Suspension and Termination

19. Complaints and Disputes

20. Governing Law

These Terms are governed by the laws of the Republic of Uganda. Subject to the Complaints and Disputes section, the courts of Uganda have exclusive jurisdiction.

21. Changes to These Terms

We may update these Terms from time to time. If we make material changes we will notify you in the app, by email or SMS at least 14 days before they take effect, except where changes are required by law or for security. If you continue to use the Services after the changes take effect, you accept the updated Terms. If you do not agree, you must stop using the Services.

22. Electronic Agreement and Notices

You agree that these Terms, your consents and our notices may be given and accepted electronically, and have the same effect as signed written documents, in line with the Electronic Transactions Act. We may send you notices by email, SMS, WhatsApp or in-app message to the contact details on your account. You may send notices to us at the address below.

23. General

24. Contact Us